Contact Us

Our experienced team can help.

Financing Your New Air Conditioning or Heating Equipment Purchase

SpectrumAC by Microf

Hassle Free Monthly Payments with no credit necessary!

SpectrumAC believes that all customers deserve easy and affordable payment options for their heating, cooling and other home improvement needs. A single online application provides real time decisions on several financing and lease purchase options. There are excellent options for all types of customer needs and all levels of credit scores. SpectrumAC is the one stop for getting back to comfort fast.

5 Things You Need to Know About SpectrumAC:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.

Customers can take advantage of meaningful monthly payment and early purchase option discounts. Contact us for more information on how the SpectrumAC program can work for you.

Apply Now

ComEd and Nicor

Low-interest financing, as well as rebates, are available through our utility partners. Contact us for more details on financing. Click links below for rebate opportunities.

ComEd Rebates

Nicor Rebates